{"id":1322,"date":"2026-11-10T09:41:58","date_gmt":"2026-11-10T09:41:58","guid":{"rendered":"https:\/\/vency.ir\/blog\/?p=1322"},"modified":"2026-11-10T12:28:45","modified_gmt":"2026-11-10T12:28:45","slug":"vency-loan-guide","status":"publish","type":"post","link":"https:\/\/vency.ir\/blog\/vency-loan-guide\/","title":{"rendered":"\u0646\u062d\u0648\u0647 \u06af\u0631\u0641\u062a\u0646 \u0648\u0627\u0645 \u0627\u0632 \u0648\u0646\u0633\u06cc"},"content":{"rendered":"<p>\u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0627\u0632 \u0648\u0646\u0633\u06cc\u060c \u0627\u0648\u0644\u06cc\u0646 \u0642\u062f\u0645 \u0633\u0627\u062e\u062a \u062d\u0633\u0627\u0628 \u06a9\u0627\u0631\u0628\u0631\u06cc \u0648 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0627\u0633\u062a. \u0628\u0639\u062f \u0627\u0632 \u0622\u0646\u060c \u0645\u0628\u0644\u063a \u0648\u0627\u0645 \u0648 \u0634\u0631\u0627\u06cc\u0637 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srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-4-hidden-name-300x142.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-4-hidden-name-768x363.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-4-hidden-name-1024x484.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1327 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-4-hidden-name-1024x484.jpg\"   alt=\"\" width=\"1024\" height=\"484\" \/><\/p>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u067e\u0646\u062c\u0645: \u0627\u0646\u062a\u062e\u0627\u0628 \u0646\u0648\u0639 \u0648\u0627\u0645\u060c \u0645\u0628\u0644\u063a \u0648 \u0645\u062f\u062a \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a<\/h2>\n<p>\u062f\u0631 \u0628\u062e\u0634 \u00ab\u0646\u0648\u0639 \u0648\u0627\u0645\u00bb\u060c \u06cc\u06a9\u06cc \u0627\u0632 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\u0645\u0628\u0644\u063a \u0642\u0633\u0637\u060c \u0647\u0632\u06cc\u0646\u0647 \u0639\u0645\u0644\u06cc\u0627\u062a\u060c \u06a9\u0644 \u0645\u0628\u0644\u063a \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0648 \u0645\u062d\u0644 \u062f\u0631\u06cc\u0627\u0641\u062a \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f. \u067e\u0633 \u0627\u0632 \u0627\u0646\u062a\u062e\u0627\u0628 \u0637\u0631\u062d \u0645\u0646\u0627\u0633\u0628\u060c \u0631\u0648\u06cc \u062f\u06a9\u0645\u0647 \u00ab\u0645\u0634\u0627\u0647\u062f\u0647 \u0636\u0645\u0627\u0646\u062a \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632\u00bb \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0628\u0647 \u0645\u0631\u062d\u0644\u0647 \u0628\u0639\u062f \u0628\u0631\u0648\u06cc\u062f.<\/p>\n<p><img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-purchase-credit-300x144.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-purchase-credit-768x368.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-purchase-credit-1024x491.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1328 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-purchase-credit-1024x491.jpg\"   alt=\"\" width=\"1024\" height=\"491\" \/> <img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-bank-300x144.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-bank-768x369.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-bank-1024x492.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1329 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-5-bank-1024x492.jpg\"   alt=\"\" width=\"1024\" height=\"492\" \/><\/p>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u0634\u0634\u0645: \u0628\u0631\u0631\u0633\u06cc \u0648 \u062a\u0623\u06cc\u06cc\u062f \u0634\u0631\u0627\u06cc\u0637 \u0637\u0631\u062d<\/h2>\n<p>\u062f\u0631 \u0627\u06cc\u0646 \u0635\u0641\u062d\u0647\u060c \u0634\u0631\u0627\u06cc\u0637 \u0648 \u062c\u0632\u0626\u06cc\u0627\u062a \u0637\u0631\u062d \u0627\u0646\u062a\u062e\u0627\u0628\u06cc \u0631\u0627 \u0628\u0627 \u062f\u0642\u062a \u0628\u062e\u0648\u0627\u0646\u06cc\u062f \u0648 \u0645\u0637\u0645\u0626\u0646 \u0634\u0648\u06cc\u062f \u0634\u0631\u0627\u06cc\u0637 \u0644\u0627\u0632\u0645 \u0631\u0627 \u062f\u0627\u0631\u06cc\u062f. \u0627\u06cc\u0646 \u0645\u0648\u0627\u0631\u062f \u0634\u0627\u0645\u0644 \u0634\u0631\u0627\u06cc\u0637 \u0645\u062a\u0642\u0627\u0636\u06cc\u060c \u062d\u0633\u0627\u0628 \u0628\u0627\u0646\u06a9\u06cc\u060c 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srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-6-300x142.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-6-768x363.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-6-1024x484.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1330 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-6-1024x484.jpg\"   alt=\"\" width=\"1024\" height=\"484\" \/><\/p>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u0647\u0641\u062a\u0645: \u062a\u06a9\u0645\u06cc\u0644 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0647\u0648\u06cc\u062a\u06cc<\/h2>\n<p>\u062f\u0631 \u0627\u06cc\u0646 \u0635\u0641\u062d\u0647\u060c \u062a\u0627\u0631\u06cc\u062e \u062a\u0648\u0644\u062f \u062e\u0648\u062f \u0631\u0627 \u0645\u0637\u0627\u0628\u0642 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0634\u0646\u0627\u0633\u0646\u0627\u0645\u0647 \u0648\u0627\u0631\u062f \u06a9\u0646\u06cc\u062f. \u0627\u06af\u0631 \u062a\u0627\u0631\u06cc\u062e \u062a\u0648\u0644\u062f \u0627\u0632 \u0642\u0628\u0644 \u062f\u0631\u062c \u0634\u062f\u0647 \u0627\u0633\u062a\u060c \u062f\u0631\u0633\u062a\u06cc \u0622\u0646 \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f. \u0633\u067e\u0633 \u0631\u0648\u06cc \u062f\u06a9\u0645\u0647 \u00ab\u062b\u0628\u062a \u0648 \u0627\u062f\u0627\u0645\u0647\u00bb \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0634\u0645\u0627 \u062b\u0628\u062a \u0634\u0648\u062f \u0648 \u0628\u0647 \u0645\u0631\u062d\u0644\u0647 \u0628\u0631\u0631\u0633\u06cc \u0636\u0645\u0627\u0646\u062a \u0628\u0631\u0648\u06cc\u062f.<\/p>\n<h2><img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-identity-300x144.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-identity-768x368.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-identity-1024x491.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1335 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-identity-1024x491.jpg\"   alt=\"\" width=\"1024\" height=\"491\" \/><\/h2>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u0647\u0634\u062a\u0645: \u0628\u0631\u0631\u0633\u06cc \u0648 \u062a\u0623\u06cc\u06cc\u062f \u0636\u0645\u0627\u0646\u062a<\/h2>\n<p>\u062f\u0631 \u0627\u06cc\u0646 \u0645\u0631\u062d\u0644\u0647\u060c \u0635\u0641\u062d\u0647 \u0645\u062a\u0646\u0627\u0633\u0628 \u0628\u0627 \u0646\u0648\u0639 \u0636\u0645\u0627\u0646\u062a \u0627\u0646\u062a\u062e\u0627\u0628\u06cc \u0634\u0645\u0627 \u0646\u0645\u0627\u06cc\u0634 \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u0645\u0633\u06cc\u0631 \u0637\u0644\u0627\u060c \u0628\u0627 \u06a9\u0644\u06cc\u06a9 \u0631\u0648\u06cc \u00ab\u0628\u0631\u0631\u0633\u06cc \u0636\u0645\u0627\u0646\u062a\u00bb\u060c \u0645\u0648\u062c\u0648\u062f\u06cc \u062f\u0627\u0631\u0627\u06cc\u06cc \u0634\u0645\u0627 \u062f\u0631 \u0645\u062c\u0645\u0648\u0639\u0647 \u0647\u0645\u06a9\u0627\u0631 \u0628\u0631\u0631\u0633\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f. \u062f\u0631 \u0645\u0633\u06cc\u0631 \u0631\u0645\u0632\u0627\u0631\u0632\u060c \u0646\u0648\u0639 \u0631\u0645\u0632\u0627\u0631\u0632 \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0645\u0642\u062f\u0627\u0631 \u0645\u0648\u0631\u062f\u0646\u06cc\u0627\u0632 \u0648 \u0645\u0648\u062c\u0648\u062f\u06cc \u06a9\u06cc\u0641 \u067e\u0648\u0644\u062a\u0627\u0646 \u0646\u0645\u0627\u06cc\u0634 \u062f\u0627\u062f\u0647 \u0634\u0648\u062f.<\/p>\n<p>\u0627\u06af\u0631 \u0645\u0648\u062c\u0648\u062f\u06cc \u06a9\u0627\u0641\u06cc \u0646\u062f\u0627\u0631\u06cc\u062f\u060c \u0627\u0628\u062a\u062f\u0627 \u062f\u0627\u0631\u0627\u06cc\u06cc \u0645\u0648\u0631\u062f\u0646\u06cc\u0627\u0632 \u0631\u0627 \u062a\u0623\u0645\u06cc\u0646 \u06a9\u0646\u06cc\u062f. \u067e\u0633 \u0627\u0632 \u0628\u0631\u0631\u0633\u06cc \u0645\u0648\u062c\u0648\u062f\u06cc \u0648 \u062a\u0623\u06cc\u06cc\u062f \u0634\u0645\u0627\u060c \u0645\u0642\u062f\u0627\u0631 \u0644\u0627\u0632\u0645 \u0627\u0632 \u062f\u0627\u0631\u0627\u06cc\u06cc\u200c\u062a\u0627\u0646 \u0628\u0647\u200c\u0639\u0646\u0648\u0627\u0646 \u0636\u0645\u0627\u0646\u062a \u0628\u0644\u0648\u06a9\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u062a\u0627 \u062a\u0633\u0648\u06cc\u0647 \u0648\u0627\u0645 \u062f\u0631 \u0636\u0645\u0627\u0646\u062a \u0628\u0627\u0642\u06cc \u0645\u06cc\u200c\u0645\u0627\u0646\u062f. \u0633\u067e\u0633 \u0631\u0648\u06cc \u00ab\u062a\u0623\u06cc\u06cc\u062f \u0648 \u0627\u062f\u0627\u0645\u0647\u00bb \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f \u062a\u0627 \u0628\u0647 \u0645\u0631\u062d\u0644\u0647 \u0628\u0639\u062f \u0628\u0631\u0648\u06cc\u062f.<\/p>\n<p><img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-gold-300x147.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-gold-768x376.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-gold-1024x501.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1333 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-gold-1024x501.jpg\"   alt=\"\" width=\"1024\" height=\"501\" \/> <img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-crypto-300x142.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-crypto-768x365.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-crypto-1024x486.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1334 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-7-crypto-1024x486.jpg\"   alt=\"\" width=\"1024\" height=\"486\" \/><\/p>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u0646\u0647\u0645: \u062b\u0628\u062a \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u06cc\u0627 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647 \u0639\u0645\u0644\u06cc\u0627\u062a<\/h2>\n<p>\u0627\u06af\u0631<strong> \u0648\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc<\/strong> \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u062f\u060c \u0634\u0645\u0627\u0631\u0647 \u06a9\u0627\u0631\u062a \u062d\u0633\u0627\u0628 \u0628\u0627\u0646\u06a9\u06cc \u062e\u0648\u062f \u0631\u0627 \u0648\u0627\u0631\u062f \u06a9\u0646\u06cc\u062f. \u062d\u0633\u0627\u0628 \u0628\u0627\u0646\u06a9\u06cc \u0628\u0627\u06cc\u062f \u0628\u0647 \u0646\u0627\u0645 \u062e\u0648\u062f\u062a\u0627\u0646 \u0628\u0627\u0634\u062f. \u0633\u067e\u0633 \u0631\u0648\u06cc \u062f\u06a9\u0645\u0647 \u00ab\u062b\u0628\u062a \u0648 \u0627\u062f\u0627\u0645\u0647\u00bb \u06a9\u0644\u06cc\u06a9 \u06a9\u0646\u06cc\u062f.<\/p>\n<p>\u0627\u06af\u0631<strong> \u0627\u0639\u062a\u0628\u0627\u0631 \u062e\u0631\u06cc\u062f<\/strong> \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0631\u062f\u0647\u200c\u0627\u06cc\u062f\u060c \u0635\u0641\u062d\u0647 \u00ab\u0647\u0632\u06cc\u0646\u0647 \u0639\u0645\u0644\u06cc\u0627\u062a\u00bb \u0646\u0645\u0627\u06cc\u0634 \u062f\u0627\u062f\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0645\u0628\u0644\u063a \u0648 \u0631\u0648\u0634 \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0646\u06cc\u062f \u0648 \u0633\u067e\u0633 \u0628\u0627 \u06a9\u0644\u06cc\u06a9 \u0631\u0648\u06cc \u062f\u06a9\u0645\u0647 \u00ab\u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647 \u0639\u0645\u0644\u06cc\u0627\u062a\u00bb\u060c \u067e\u0631\u062f\u0627\u062e\u062a \u0631\u0627 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u06cc\u062f.<\/p>\n<p><img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-bank-details-300x148.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-bank-details-768x378.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-bank-details-1024x504.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1336 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-bank-details-1024x504.jpg\"   alt=\"\" width=\"1024\" height=\"504\" \/> <img srcset='https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-credit-fee-300x148.jpg 300w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-credit-fee-768x379.jpg 768w, https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-credit-fee-1024x505.jpg 1024w' sizes='(max-width: 1024px) 100vw, 1024px' loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1337 size-large\" src=\"https:\/\/storage.vency.ir\/vency-public\/2026\/11\/vency-loan-guide-step-9-credit-fee-1024x505.jpg\"   alt=\"\" width=\"1024\" height=\"505\" \/><\/p>\n<h2>\u0645\u0631\u062d\u0644\u0647 \u062f\u0647\u0645: \u0645\u0637\u0627\u0644\u0639\u0647 \u0648 \u0627\u0645\u0636\u0627\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f<\/h2>\n<p>\u0645\u062a\u0646 \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u0631\u0627 \u0628\u0627 \u062f\u0642\u062a \u0645\u0637\u0627\u0644\u0639\u0647 \u06a9\u0646\u06cc\u062f. \u0628\u0631\u0627\u06cc 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